January 2025 update ($1,037,805 +$31,655 or +3.2%)

↑Emerging Markets Stock Index Fund is up by $1,759 or +1.2%

↑Eurozone Stock Index Fund is up by $11,699 or +7.3%

↑US 500 Stock Index Fund is up by $9,770 or +2.2%

↑Global Small Cap is up by $6,500 or +3.9%

↑Growth fund is up by $1,927 or +2.8%

Total gains: $31,655

 

 

December 2024 update ($1,003,650 -$22,645 or -2.2%)

↑Emerging Markets Stock Index Fund is up by $3,134 or +2.2%

↑ Eurozone Stock Index Fund is up by $2,396 or +1.4%

Total gains: $5,530

 

↓US 500 Stock Index Fund is down by $9,770 or -2.2%

↓Global Small Cap is down by $10,408 or -5.9%

↓EUR is down to USD by 1.9% for my portfolio its $5,977

↓GBP is down to USD by 2.4% for my portfolio its $2,020

Total gains: $28,175

 

November 2024 update ($1,026,295 +$27886 or +2.8%)

 ↑US 500 Stock Index Fund is up by $23,689 or +5.5%

↑Global Small Cap is up by $10,533 or +6.3%

↑Growth fund is up by $3,242 or +3.8%

Total gains: $37,464

 

↓ Emerging Markets Stock Index Fund is down by $1,685 or -1.1%

↓ EUR is down to USD by 1.9% for my portfolio its $5,873

↓ GBP is down to USD by 2.3% for my portfolio its $2,020

Total gains: $9,578

 

 

October 2024 update ($998,409 -$26,147 or -2.6%)

 ↑Growth fund is up by $1,075 or +1.3%

Total gains: $1,075

 

↓ Emerging Markets Stock Index Fund is down by $1,698 or -1.1%

↓ Eurozone Stock Index Fund is down by $5,995 or -3.3%

↓ US 500 Stock Index Fund is down by $4,051 or -0.9%

↓Global Small Cap is down by $4,676 or -2.7%

↓ EUR is down to USD by 2.7% for my portfolio its $8,856

↓ GBP is down to USD by 2.3% for my portfolio its $1,945

Total gains: $27,222

 

 

Family Budget 2011-2024

 I kept logging my expenses without sharing them for the past three years. Its time to catch up! Here how our family expenses look like over the past 13 years: 

   All figures are in USD.  

September 2024 update ($1,024,556 +$27,537 or +2.8%)

↑ Emerging Markets Stock Index Fund is up by $8,253 or +5.7% 
↑ Eurozone Stock Index Fund is up by $1,801 or +1.0% 
↑ US 500 Stock Index Fund is up by $8,866 or +2.1%
↑Global Small Cap is up by $3,117 or +1.8%
↑Growth fund is up by $558 or +0.7%
↑ EUR is up to USD by 0.9% for my portfolio its $3,021 
↑ GBP is up to USD by 2.3% for my portfolio its $1,921 
Total gains: $27,537

August 2024 update ($997,019 +$23,735 or +2.4%)

↑ Eurozone Stock Index Fund is up by $2,724 or +1.6% 
↑ US 500 Stock Index Fund is up by $9,855 or +2.4%
↑Global Small Cap is up by $792 or +0.5%
↑Growth fund is up by $1,078 or +1.4%
↑ EUR is up to USD by 2.8% for my portfolio its $8,790 
↑ GBP is up to USD by 2.4% for my portfolio its $1,908 
Total gains: $25,147

↓ Emerging Markets Stock Index Fund is down by $1,412 or -1.0% 
Total losses: $1,412